Group PA Insurance for Students and Teachers

Insurance subject

Children at the nurseries, students and their teachers at the primary, secondary schools, colleges and universities. The insurance shall be concluded on the basis of a name list of the insured persons, verified by the tutor or the director, which becomes an integral part of the insurance policy.

Insurance cover

The full insurance cover shall include the following risks:

Clause "А" - Basic cover

  • Temporary disability, resulting from an accident from the 11th day - the agreed indemnity shall be paid off, depending on the duration of the disability of the insured person;
  • Permanent disability, resulting from an accident - percentage of the sum insured shall be paid off;
  • Death, resulting from an accident - the Insurer shall pay the agreed sum insured to the heirs.

Clause "B" - Additional cover

  • Medical expenses - the expenses shall be indemnified up to the limit agreed in the policy;
  • Temporary disability, resulting from an infectious disease (within a campaign only) - the agreed indemnity shall be paid off, depending on the duration of the disability of the insured person.

Territorial scope

The insurance is valid for the territory of the Republic of Bulgaria and/or the whole world.

Sum insured

The minimum sum insured is 500 currency units. The sum insured is the sum per person.

Insurance premium

The insurance premium shall be paid off in a single lump sum upon conclusion of the contract.

Insurance term

The insurance could be concluded at client's option for a period of 1 day up to 1 year. The short-term tariff shall be applied for short-term events, such as green schools, vacation camps, tours, etc.